At Nunes Partners, we work with two main groups of people, employers and individuals who don’t have access to adequate insurance through their employers. Self-employed individuals usually either have access to health insurance through a spouse or have to pay for an expensive marketplace plan. We’re here to provide a third option, affordable healthcare that allows you to seek the best treatment while protecting you financially. Nunes Partners specializes in alternative healthcare solutions that are completely customizable to fit your needs, so whether you need complete coverage or are looking for a short-term disability plan, we can help.
If you’re a freelancer or gig worker, you know that finding good healthcare coverage is easier said than done, especially if your income fluctuates from month to month. Maybe your spouse is a W2 employee with a health plan, but even then, their coverage may not be the best fit for you and your family. Nunes Partners can work with you to build a comprehensive healthcare plan that fits your budget and lifestyle. Freelancing provides you with the freedom to choose your clients and hours. We want you to experience that same freedom when choosing your healthcare plan.
According to the Insurance Information Institute, most employers offer some sort of short-term disability insurance and about 50% of mid- to large-sized companies offer long-term disability plans to replace a portion of an employee’s wages if they are injured or ill. Self-employed individuals typically do not have this safety net. Without disability insurance, you won’t receive any portion of your income if you can’t work. This could be financially devastating, especially if you are the primary income-earner.
Nunes Partners can help you choose a private disability plan that will protect your income if you have a medical emergency.
At Nunes Partners, we also serve individuals who are looking for alternatives to employer health insurance. Maybe your plan is too expensive. Or maybe, like us, you realized that your employer-sponsored health plan wasn’t offering the financial protection you need. We can help you find insurance that is comparable in price to or cheaper than a high-deductible employer plan while providing better coverage. Medical cost sharing will protect you from life’s big events, while supplemental insurance helps cover the difference, so you’re ready for all of life’s challenges.
Gap health coverage, also known as supplemental insurance, is a great way to add extra financial protection onto your current healthcare plan. Supplemental insurance companies will pay money directly to you based on the treatment you received for an illness or injury. This money can be used to cover your remaining medical bills, pay your mortgage, or supplement a loss of income. If you plan to stick with your employer-sponsored plan, we can help you choose supplemental coverage that will protect you from financial crisis.
Ready to explore healthcare options that don’t depend on an employer plan? Browse our services to learn more about the products we offer and reach out to us if you have any questions.
